Loan Products

The following summary of loan products for each institution is a summary of their agriculture specific loan products. This information was found on their company website. For more details on an institution’s loan products, see the accompanying link under each summary table.

In addition to the following financial institutions’ loan products; there are also other programs and debt products specific to cattle producers.

Select bank to view products:

1-2-3 Grow Loan

Description Term Interest Rate
A producer can make interest only payments to manage your cash flow until a return on investment is realized. Interest only up to 5 years. Variable and fixed rates available.
Payment Frequency Available Loan Amount Notes
Monthly, quarterly, semi-annual, annual. customizable Secured with real or personal property.
Return To Top Visit Bank Website

Accelerator Loan

Description Term Interest Rate
For producers looking sell and established producers looking to expand. customizable Variable and fixed rates available.
Payment Frequency Available Loan Amount Notes
Monthly, quarterly, semi-annual, annual. customizable - Secured with real or personal property.
- Buyer may not need capital for down payment.
- No risk to seller as FCC guarantees loan.
Return To Top Visit Bank Website

Advancer Loan

Description Term Interest Rate
A pre-approved, secured loan that continually re-advances funds as an operation grows. Can be used to purchase land, buildings, livestock and other personal property. customizable Open variable rate.
Payment Frequency Available Loan Amount Notes
Monthly, quarterly, semi-annual, annual. customizable - Principal payments made at producer discretion.
- Secured with real property mortgage.
- Ability available to convert entire loan balance, to a term loan with a fixed repayment schedule.
Return To Top Visit Bank Website

AdvancerPlus Loan

Description Term Interest Rate
A pre-approved revolving loan that provides money for working capital. customizable Open variable rate.
Payment Frequency Available Loan Amount Notes
Monthly, quarterly, semi-annual, annual. customizable - Interest only payments
- Secured by real estate, quota or a General Security Agreement
Return To Top Visit Bank Website

Capacity Builder Loan

Description Term Interest Rate
A pre-approved loan that is available for up to 18 months. Producer can take out funds whenever they are needed in time period. customizable Variable rate.
Payment Frequency Available Loan Amount Notes
Monthly, quarterly, semi-annual, annual. customizable - Secured with real or personal property.
Return To Top Visit Bank Website

Cash Flow Optimizer Loan

Description Term Interest Rate
A producer can make interest only payments and pay down principal at most convenient time. Can be used to purchase land, buildings, livestock or other personal property. customizable Variable and fixed rates available.
Payment Frequency Available Loan Amount Notes
Monthly, quarterly, semi-annual, annual. customizable - Only interest payments are required for life of loan.
Return To Top Visit Bank Website

Personal Property Loan

Description Term Interest Rate
Uses the purchase (equipment, livestock, quota) as security for the loan. Up to 10 years. Variable and fixed rates available.
Payment Frequency Available Loan Amount Notes
Monthly, quarterly, semi-annual, annual. customizable - Variable: prepay any amount at any time, lock in rate at any time.
- Fixed: get best fixed rate and reduce loan risk.
Return To Top Visit Bank Website

Construction Loan

Description Term Interest Rate
Provides financing for construction projects that will be complete within 18 months. customizable Variable rates.
Payment Frequency Available Loan Amount Notes
Monthly, quarterly, semi-annual, annual. customizable - Principal payments required once construction complete.
- Loan can be converted to an FCC fixed rate product at the end of construction.
Return To Top Visit Bank Website

Enviro-Loan

Description Term Interest Rate
Pre-approved credit for financing any environment-related project or upgrade such as methane digesters, manure storage handling facilities or develop buffer zones between crops and waterways. customizable Variable rates.
Payment Frequency Available Loan Amount Notes
Monthly, quarterly, semi-annual, annual. customizable - Principal payments required once construction complete.
- Loan can be converted to an FCC fixed rate product at the end of construction.
- Secured with real or personal property.
Return To Top Visit Bank Website

First Step Loan

Description Term Interest Rate
For young farmers with limited credit experience. With a business plan, young producer can purchase first farm asset. customizable Variable and fixed rates available.
Payment Frequency Available Loan Amount Notes
Monthly, quarterly, semi-annual, annual. Up to $75,000 - Secured with real or personal property being purchased.
- Down payment as low as 10%.
Return To Top Visit Bank Website

Mortgage Loans

Description Term Interest Rate
Can be used to purchase land or construct additional buildings. customizable Variable (Open/Closed)
Fixed (Open/Closed)
Payment Frequency Available Loan Amount Notes
Monthly, quarterly, semi-annual, annual. customizable - Up to 10% prepayment privilege depending on rate plan chosen.
- Can register a mortgage amount greater than purchase needs.
Return To Top Visit Bank Website

Flexi-Loan

Description Term Interest Rate
Allows producer to deal with market realities and pause principal portion of payments. customizable Variable and fixed rates available.
Payment Frequency Available Loan Amount Notes
Monthly, quarterly, semi-annual, annual. customizable - Each principal pause can last up to 12 months.
- A minimum of one year principal payments must be made before first pause.
- Secured with real or personal property.
Return To Top Visit Bank Website

Payday Loan

Description Term Interest Rate
Can use employment income history and good credit history to get a low down payment and fast approval. customizable Variable and fixed rates available.
Payment Frequency Available Loan Amount Notes
Monthly payments that match off-farm earnings. customizable - Down payment as low as 10%.
- Secured with real or personal property.
Return To Top Visit Bank Website

Performer Loan

Description Term Interest Rate
A loan that rewards performance and goal achievement by lowering interest rates. customizable Variable and fixed rates available.
Payment Frequency Available Loan Amount Notes
Monthly, quarterly, semi-annual, annual. customizable - Secured with real or personal property.
- Goals based on specific business requirements.
Return To Top Visit Bank Website

Spring Break Loan

Description Term Interest Rate
Designed for forestry operations who reduce harvest operations during spring road bans. Used to finance forestry equipment. customizable Variable and fixed rates available.
Payment Frequency Available Loan Amount Notes
Monthly, quarterly, semi-annual, annual. customizable - Can borrow against value of equipment.
- Payment schedule designed around harvest season, 8 to 10 months a year.
Return To Top Visit Bank Website

Start Now – Pay Later Loan

Description Term Interest Rate
Defer loan payments until return on investment realized. Can be used for new business ventures or expansions. customizable Variable and fixed rates available.
Payment Frequency Available Loan Amount Notes
Monthly, quarterly, semi-annual, annual. customizable - Maximum deferral up to 3 years after disbursement followed by 2 years of interest only payments.
- Secured with real property.
Return To Top Visit Bank Website

Transition Loans

Description Term Interest Rate
Helps buyer and seller of farm or agribusiness in transitioning from one owner to the next. customizable Variable and fixed rates available.
Payment Frequency Available Loan Amount Notes
Monthly, quarterly, semi-annual, annual. customizable - Secured with real or personal property.
- Buyer requires 10% down for purchase.
- FCC guarantees 100% of funds to seller.
Return To Top Visit Bank Website
Return to Top